I have received a job offer from a Big 4 Accountancy. The role is, however, an Advisory role in an aligned business with no Financial Services clients. Think more Food, Consumer Goods, etc.

I have been set a series of Pre-Employment checks including Address History, Work History and a Financial Propriety check.. "Have you ever failed to satisfy creditors in full?" and "Declare any CCJs/IVAs/Bankruptcies, etc".

I received a CCJ from a Lettings Agency/Landlord at my old student address in Jan 2015. I had dropped out of the University in 2012-13, given notice on the property and left within a month. However, two years later the Lettings Agency initiated a CCJ against me to my home address.. I missed the paperwork as it was sent to my home address and not to my new student home in another city.

The Agency entered receivership 2 weeks later (Jan 2015) and the parent company was liquidated not long after. I have therefore been unable to make arrangements to pay. The value was around £3100.

What can I do to ensure my offer of employment remains? Do you think I have a chance of working at the establishment or will I be dismissed out of hand because of a student CCJ?

Any help would be much appreciated!!

I have received a job offer from a Big 4 Accountancy. The role is, however, an Advisory role in an aligned business with no Financial Services clients. Think more Food, Consumer Goods, etc.

I have been set a series of Pre-Employment checks including Address History, Work History and a Financial Propriety check.. "Have you ever failed to satisfy creditors in full?" and "Declare any CCJs/IVAs/Bankruptcies, etc".

I received a CCJ from a Lettings Agency/Landlord at my old student address in Jan 2015. I had dropped out of the University in 2012-13, given notice on the property and left within a month. However, two years later the Lettings Agency initiated a CCJ against me to my home address.. I missed the paperwork as it was sent to my home address and not to my new student home in another city.

The Agency entered receivership 2 weeks later (Jan 2015) and the parent company was liquidated not long after. I have therefore been unable to make arrangements to pay. The value was around £3100.

What can I do to ensure my offer of employment remains? Do you think I have a chance of working at the establishment or will I be dismissed out of hand because of a student CCJ?

Any help would be much appreciated!!

First things first, unless the debt was sold on to a third party, the CCJ can now be 'set aside' You'll need to apply to the court which issued it to have this done. If in doubt ask your local citizens advice but it's not a complicated procedure.

You'll have to declare the unsatisfied CCJ (not declaring it and being found out will get you dismissed) but you can also state that you are applying to have this set aside. The should satisfy them that there is no issue.

It's also worth bearing in mind that often these checks are standard across a business (particularly large multi-service firms like Big 4) and the results have different significant in different business units. That you are not aligned to FS is in your favour - if they are happy with everything else (and you can state/show you are applying to set aside the CCJ) you will likely be fine.

But come back on here and let us know what happens.